apple card requirements reddit

The Reddit user under the name PoliticalGuy2016 delivered a particularly biting critique of Apples AAPL -386 card in a post entitled Ive owned the. Apply for Apple Card on your iPhone.


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You can also use a military address.

. About the program. Citizen or a lawful US. On June 9th I made an apple card payment for the full amount due on the card.

Its good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market. The Apple Card s credit score requirement is 700. The general minimum requirements are usually over 21K income with at least 650 credit score but that is not all accurate.

Sign in to iCloud with your Apple ID. If you have an Apple Card or plan on applying for one you can finance your iPhone with Goldman Sachs. An Apple Cash card is required to use Daily Cash except if you do not have an Apple Cash card in which case you can only apply your Daily Cash as a credit on your statement balance.

Citizen or a lawful US. You must be a US. There are two ways to opt in to build credit with Apple Card Family.

Accept your offered credit limit and APR. To get Apple Card you must meet these requirements. If you meet this and get sent into review it all comes down to basically your relationship with Apple such as the age of your Apple account and some more credit stuff.

Review and agree to the Apple Card Terms Conditions. Press J to jump to the feed. After you accept your offer Apple Card is added to the Wallet app and you can request a titanium.

Address thats not a PO. While its possible to be approved with a lower score due to a high income or other positive factors its best to not take the risk. Same goes with credit score.

Citizen or a lawful US. The Apple Cash card is issued by Green Dot Bank Member FDIC. Resident with a US.

You may want to look at getting a card through your local bank with a low credit limit and see if you can negotiate a better rate. The limit is 450 but Im so happy I couldnt care less. You must meet certain requirements to be able to apply for an Apple Card.

Use two-factor authentication with your Apple ID. Press question mark to learn the rest of the keyboard shortcuts. Ill pay the purchase off next month and use the card wisely and hopefully see my limit gradually increase.

Honestly as a student with minimal income you most likely will end up with their highest interest rate of 2399. When you accept an invitation to become a participant you can opt in to credit reporting. I had a score of 703 an income of 22000 and it got sent into review.

From what Ive heard you need a decent score and an income of at least 20k. Select Apple Card then tap Continue. Dont get the Apple Card just because its Apple.

If they had given me 250 I still wouldve taken it the Apple Card was my goal since I started rebuilding my credit back in June. Open the Wallet app and tap Apple Card tap the More button. This means that you need at least good to get this card.

For example you must be at least 18 years old and a US. The Path to Apple Card program provides customized steps to help you get approved for Apple Card in the future. To be eligible to apply for Apple Card you must be 18 years old or older depending on where you live.

Open the Wallet app and tap the add button. 157 came from my Apple Cash card on. The Apple Cards credit score requirement is good.

If you have an Apple Card or plan on applying for one you can finance your iPhone with Goldman Sachs. There are other factors in play when applying for a card such as income but even that is inconsistent. Be 18 years or older depending on where you live.

If you dont opt in when you accept the invitation to become a participant you can opt in at any time on your iPhone. Residential address that isnt a PO. Citizen or lawfully residing in the US.

You must own an iPhone. The basic range of credit score categories are as follows. Apple Card offers an APR between 1324 and 2424 based on your credit score and all approved cardholders will be placed at the bottom of the interest tier they fall into which will save everyone a little bit of interest.

To my surprise I got approved. To get Apple Card you must meet these requirements. For me I was approved with less than 20K and was still building credit with no prior history.

You must own an iPhone. These steps are designed to improve your financial health by improving your access to credit. If your Apple Card application was declined you might receive an opportunity to enroll in Path to Apple Card if Goldman.


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